Get Ready to Save & Earn This Christmas — Janis’s Smart Holiday Game Plan

Hi there, I’m Janis, and I’ve got your back this festive season. We’re going to do more than just survive the holidays financially—we’re going to thrive. Whether you’re aiming to save big, make some extra income, or both, I’ll walk you through practical strategies that work.

🎄 Why this matters

The holidays often feel like a sprint of spending: gifts, decorations, gatherings, travel. Without a plan, that sprint can turn into a stumble. One study recommends setting a budget and creating spending categories (gifts, travel, food, decorations) ahead of time so you’re financially steady instead of scrambling.
So let’s flip the script: this year, you intend to save money and earn money. Not just reactive, but proactive.

Step 1: Set your foundation — Budget, Save, Earn

• Create your holiday savings pot

Open a separate savings account or simply earmark a clear place for your Christmas fund. That way you’re consciously saving, not just hoping you’ll have enough.

• Define how much you’ll spend (and how much you’ll earn)

List everyone you plan to buy gifts for — include yourself!
Give each person a realistic amount.
Consider how much extra income you can realistically bring in this season (side hustle, selling stuff, bonuses, etc.).

• Automate the savings process

If you can, set up an automatic transfer each pay period into your holiday fund. It reduces the stress and smooths the path.

Step 2: Save smart — Not just cutting costs, but maximizing value

Here are money-saving tactics you can use right now:

Shop with a list and stick to it. Impulse buys kill budgets.
Use technology to compare prices, check for deals, use cashback/rewards.
Consider DIY gifts, experiences instead of expensive items, or meaningful gestures that cost less.
Keep in mind: buying early when you find a deal (even months ahead) spreads the cost and gives you time to breathe.

Step 3: Merge both strategies — Save more by earning more

Here’s where the magic happens. When you earn extra income and channel it toward your holiday fund, you give yourself more flexibility:

Use a portion of your earnings to boost the gift pool.
Use some to treat yourself guilt-free (smart reward).
Use some to jump-start next year’s fund (get ahead).
The aim is to stay in control — not react, not overspend, not carry holiday debt into next year.

Step 4: Keep the momentum & review your results

At the end of the year, review: Did your budget work? Where did you overspend? Did your income target materialize?
Use those insights to plan next year’s holiday game plan. This builds financial resilience season after season.
Celebrate your wins—even small ones. Because mindset matters: you’re not just doing a task, you’re building a better financial future.

A special invite from Janis

If you’re ready to lean into a holiday where you both save more and earn more, I’ve got you. Click here to join me:
👉 https://www.saveclubsplash.com/janiscomrie/page25
Let’s make this your best holiday season yet—not just in spirit, but in wallet.

Here’s to smart budgets, meaningful gifts, extra income, and a joyful, stress-free holiday season.

Warmly,
Janis